Accepted Insurance & Billing Information

Most insurance plans are accepted, including Medicare and Medicaid. The following list of providers changes frequently. If your insurance plan is not listed, please contact us at (804) 272-3171 so we may work with you to assess coverage.

For inpatient physical rehabilitation services, Medicare does not require pre-approval; however, some Medicare replacement plans and commercial insurances require pre-approval to ensure that your stay is covered. Our clinical referral liaisons will work with you and your family/caregiver to confirm insurance coverage when scheduling your stay.

Currently Accepted:

  • Aetna ​
  • Anthem ​
  • Cigna ​
  • Department of Labor ​
  • First Health (TPA) ​
  • Humana ​
  • Magellan/Molina Healthcare ​
  • Medcost (VHN) ​
  • Medicaid ​
  • Medicare ​
  • Multi Plan (TPA)* ​
  • Optima ​
  • PHCS (TPA)* ​
  • Tricare ​
  • Veterans CCN ​
  • Virginia Premier

*Sheltering Arms Institute can work on single-case agreements with these insurance providers; therefore, they are accepted on a case-by-case basis.​

Due to a recent participation change between UnitedHealthcare and Sheltering Arms Institute, UnitedHealthcare and its subsidiaries listed below will not be covered for services provided by Sheltering Arms Institute effective October 1, 2023. If you have appointments scheduled or are planning to schedule visits on or after October 1, please call the phone number listed on your insurance card or visit www.uhc.com/contact-us to speak with a UnitedHealthcare representative to inquire about participating providers in the area. Please note: this contractual change impacts inpatient and outpatient therapy services and excludes outpatient psychology services provided by Sheltering Arms Physical Rehabilitation Associates.

  • AARP Medicare Complete
  • Optum
  • UHC Medicare Advantage
  • UnitedHealthcare
  • UnitedHealthcare Medicaid

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